Understanding changes in long-term care insurance We’re two years into the Covid-19 pandemic, and it’s hard to find an industry unaffected by change. The long-term care insurance industry is no exception. As a result of the pandemic, insurers have seen higher death rates and lower long-term care claims, according to a survey by Milliman, an actuarial […]Read More
This year, there is a host of adjustments to Medicare that both new enrollees and existing beneficiaries will need to navigate. In order to get the most from your plan, it’s important to understand your out-of-pocket costs, which will vary depending on your income and the type of plan you choose. Here’s a rundown of […]Read More
A buyer’s guide to protecting yourself for future care costs No one wants to think about needing care as we get older, much less about the cost of that care. But, in reality, we may eventually need help managing our daily living — and we will need to pay for that assistance. Long-term care insurance […]Read More
A primer to help you consider your needs and understand your options If you’ll be turning 65 soon, it’s time to start thinking about Medicare coverage. Before you enroll, though, take the time to learn about your choices. Your first step is to understand your options. At the simplest level, you have a choice of […]Read More
By Kimberly Lankford, Kiplinger Personal Finance Life insurance is an essential part of every family’s financial plan, but people often underestimate the amount of coverage they need and pay too much for what they get. What’s more, your needs change as you age. The policy you bought when your kids were born may not have […]Read More
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