Why you need a health insurance agent and how to find one When I lost my job in a company-wide layoff, I faced a multitude of concerns: How would I find a new job? How long would my savings last? And what would I do about health insurance? While the Affordable Care Act (ACA) has provided […]
Understanding changes in long-term care insurance We’re two years into the Covid-19 pandemic, and it’s hard to find an industry unaffected by change. The long-term care insurance industry is no exception. As a Read More
There is a simple and unsettling reality in the United States. Many Americans don’t feel financially prepared for healthcare costs in retirement. In a recent study of U.S. adults ages 50 to 64, nearly 45% had Read More
Q: How does a shared-benefit rider for long term care insurance work? Does it cost more than regular coverage? A: One of the big unknowns with long-term-care insurance is predicting how long you’ll need Read More
By Eleanor Laise, Kiplinger Retirement Report The vast majority of seniors don’t have long-term-care insurance. For all but the wealthiest, deteriorating health or an imminent need for care can raise real concerns about running Read More
By Kimberly Lankford, Kiplinger Personal Finance Life insurance is an essential part of every family’s financial plan, but people often underestimate the amount of coverage they need and pay too much for what they Read More